An insurer refusing cover on the ground of intent bears the burden and risk of proof. A possible motive, dangerous conduct or suspicion is not enough. What must the insurer[...]
A conscious or dangerous act does not automatically constitute an intentional insured event. The decisive question is whether the insured voluntarily and consciously intended to cause damage. The Belgian Court[...]
CAR insurance claims often involve a complex network of construction actors and overlapping coverages. That complexity raises a crucial question: when can the CAR insurer actually pursue subrogated recourse? This[...]
The limitation period for the direct action often decides whether a claim survives. One misjudged date can undermine an entire file. This blog explains how the limitation period works, when[...]
A new bill in Belgium seeks to prohibit the exclusion of suicide attempts in travel insurance. This article explains the legal impact for insurers and outlines next steps.[...]
In June 2024, the Benelux Court ruled that motor vehicle liability insurance only applies if the vehicle involved bears the original dealer or test plate specified in the policy. A[...]
